We Fulfil Aspirations

Our aspirations drive us. They make us get out of bed; make us stop binging endlessly on Netflix or scroll like there’s no tomorrow on our phones. They are precious.

But sometimes, the lack of funds suffocates many aspirations before they become reality.

We offer end-use defined personal loans in the Education and Healthcare segment, through a robust Technology platform

Because we don’t want your dream to just become another wish.

End to end loan
processing within

8 minutes


Why Techfino Capital Matters
Consumer finance in the services industry is saddled with problems like

  • 01 Lack of low cost finance options
  • 02 Customers tend to compromise on sub-optimized loan offerings due to urgent needs
  • 03 Many of the existing financing solutions consume significant TAT to process loans

TechFino Capital's solution is an attempt to address each of these problems

Essentially, we create a win-win ecosystem, offering customers a chance to avail loans at no/low cost EMIs while offering sellers, greater liquidity.

Furthermore, low operating expenditure through our robust digital infrastructure enables us to be nimble and easily scalable.

The segments we cover

Certification Program

Loans For Professionals


Loans For Skill Developemnt


Educational Loans


Loans For Doctors

MSME loans for Business

With loan up to Rs. 50 lakh* (*Inclusive of Insurance Premium, VAS Charges, Documentation Charges, Flexi fees and Processing Fees), an MSME/ SME loan from TechFino Capital is designed to assist businesses in managing their multiple working capital expenses.

You can avail of an MSME loan with collateral. You can get this loan at a competitive interest rate and enjoy approval in under 48 hours* to meet urgent needs for finance. Our MSME/ SME business loan is a simple and efficient solution for your funding needs.

*Terms and conditions apply

Personal Loans

You can Avail personal loans upto ₹ 15 Lakhs. Get a loan repayment tenure of 12 to 48 months, Faster disbursal with zero paperwork. Loan for both Salaried and Self-Employed Professionals.

Loan Partners,

*Terms and conditions apply

About us

We are here to help you to fulfill your Aspirations now.

Techfino Capital Private Limited , a Bangalore based FinTech company started by industry veterans in Finance and Technology. TCPL provides unsecured personal loans with a clear objective of customer end-use and has tied up with various partners providing services in Education and Healthcare Segments.

At TechFino Capital , we value the desire to grow. But, not every desire is matched by resources to realize it. This is where we step in. Offering simple, fast, customized and optimized unsecured personal loans for identified end-uses, TechFino Capital is in the business of making dreams come true.

The ‘Dream’ Team

Comprising professionals from verticals such as retail banking, corporate banking, regulation and credit risk, TCPL’s core team covers the entire spectrum of operations in our domain.

Jayaprakash Patra


Jayaprakash has over 22 years of experience in Banking, sales, consulting and corporate strategy and has worked in various Private and Foreign banks in India (notably ICICI Bank, Standard Chartered Bank and ING Bank). He was instrumental in growth of business in all these banks by building high-quality asset book. During his banking career, he has handled large and multinational corporates across North, South and East India. Jayaprakash is an MBA from IIM Ahmedabad.

Rajesh Panda


A seasoned Banker with 20+ years of experience in Corporate Banking across India, in reputed Banks like Citi, ABN Amro and Standard Chartered. During his career, Rajesh had held multiple Leadership Roles, demonstrating significant growth in business for the large local corporates, mid corporate & MNC client segments, while acquiring a deep understanding of their businesses, across Industries. In his last role, he was heading Commercial Banking for South Indian markets in Standard Chartered Bank. Rajesh is an MBA from ICFAI Business School.

Ratikanta Satapathy


Ratikanta has over 20+ years of experience in Banks and Non-banking finance companies (Notably HDFC Bank, Citigroup, Bajaj Finance) in the field of marketing and sales including Infrastructure Finance, Commercial Vehicle finance, Personal Loan, Business Loan, home loan and loan against property. He has worked in various geographies in India and has a experience of building and establishing successful Retail and Corporate Lending business. Ratikanta has done Executive PGDM from IIM, Kozhikode.

What makes us your ideal ‘Partner’

Our risk assessment process is dynamic with a combination of scorecard and alternate data. We DO NOT adopt a One Size Fits All approach.

Our scope in numbers


What our clients say

  • Great experience with TCPL process in providing finacial services to our customers. The Tech platform provides one of the best customer experience, by offering a holistic financing solutions.

Latest news...

DCB Bank acquires 9% stake in NBFC Techfino Capital Read More >



1st floor, Smartworks
DSR Technoqube
varthur road
Bengaluru, Karnataka - 560037